Apply in a few minutes. A person calls you back.
Our team runs the finance desk here. We work with a range of banks and finance companies to find a payment that fits what you actually earn.
Applying does not obligate you to buyHow it works
Fill in the application
A few minutes online. It comes straight to our team, not to a call centre.
We work it
We take it to the lenders we deal with and find what is actually available to you.
We call you back
With real options and what each one takes down — or the questions we need answered first.
Start from what you want to spend
Most of the lot sits under $10,000.
Bring down what you owe by trading in
What you are driving now is worth something, and it comes straight off the price of the next one. We will put a number on it the same day — and you do not have to buy anything from us to get an appraisal.
Value your tradeQuestions people ask
Do I need good credit?
No. We work with a range of lenders precisely because people come to us in every situation — good credit, damaged credit, or no credit history at all. What is available to you depends on the lender, which is exactly what our team finds out.
What do I need to apply?
Your basic details, where you work and what you earn, and where you live. If you have a trade or a deposit in mind, tell us — it changes what is possible.
Do I have to pick a car first?
No, and a lot of people prefer not to. Applying first means you shop knowing what you can actually do, instead of falling for something that was never going to work.
How long does it take?
The form is a few minutes. We usually come back the same day during opening hours.
What happens if I am declined?
A person here talks it through with you — what the lender objected to, and whether a bigger deposit or a different vehicle changes the answer. We never make the credit decision ourselves.
Does applying cost anything?
No. And applying does not obligate you to buy anything.